Bureau Express - Merged Credit Reports
For an accurate picture of your applicants’ credit histories, trust Factual Data for all your individual and joint credit report needs.
Our Bureau Express - Merged Credit Reports combine the credit histories from one, two, or all three credit repositories into a single, easy-to-read report.
Updating or confirming the accuracy of credit data – such as employment and residence history, creditor tradeline data, and other public records information – is easy. One click initiates the process.
Why Bureau Express - Merged Credit Reports from Factual Data?
Customizable reports – Credit data can be provided in any format your company needs. Additionally, data can be instantly populated in the fields of your electronic forms.
Cost reduction – Our credit data is available on all major automated underwriting systems, including Freddie Mac Loan Prospector®, Fannie Mae Desktop Underwriter™, GMAC Assetwise, the ARC Systems™ and more than 250 system integrations.
Efficient re-scoring – Our QuickScore Credit Re-scoring service speeds up the process of revising credit once disputes have been resolved, giving you an updated score within days.
Subprime Qualifier – with fully customizable criteria to fit your requirements, our Subprime Qualifier makes complying with the subprime loan reporting requirements as part of the FDIC’s large-bank pricing rule fast and easy.