Bureau Express - Merged Credit Reports
For an accurate picture of your applicants’ credit histories, trust Kroll Factual Data for all your individual and joint credit report needs.
Our Bureau Express - Merged Credit Reports combine the credit histories from one, two, or all three credit repositories into a single, easy-to-read report.
Updating or confirming the accuracy of credit data – such as employment and residence history, creditor tradeline data, and other public records information – is easy. One click initiates the process. Tradeline updates and verification requests are guaranteed to be completed within four hours – or it’s free.
Why Bureau Express - Merged Credit Reports from Kroll Factual Data?
- Customizable reports – Credit data can be provided in any format your company needs. Additionally, data can be instantly populated in the fields of your electronic forms.
- Cost reduction – Our credit data is available on all major automated underwriting systems, including Freddie Mac Loan Prospector®, Fannie Mae Desktop Underwriter™, GMAC Assetwise, the ARC Systems™ and more than 250 system integrations.
- Efficient re-scoring – Our QuickScore Credit Re-scoring service speeds up the process of revising credit once disputes have been resolved, giving you an updated score within days.
- Subprime Qualifier – with fully customizable criteria to fit your requirements, our Subprime Qualifier makes complying with the subprime loan reporting requirements as part of the FDIC’s large-bank pricing rule fast and easy.